https://anj.am/ Business. Life. Financial agency. en-gb https://anj.am/thinking/personal-runway/ https://anj.am/thinking/personal-runway/ Sat, 22 Aug 2026 00:00:00 GMT Financial agency If you lost your income tomorrow, how long could you survive without changing your lifestyle? That's your personal runway. https://anj.am/thinking/reflecting-on-2024/ https://anj.am/thinking/reflecting-on-2024/ Mon, 30 Dec 2024 00:00:00 GMT Archive In 2024, I stepped away from the company I had built and sold. I was also letting go of a way of life that had consumed so much of my energy and focus. https://anj.am/thinking/three-pillars-financial-independence/ https://anj.am/thinking/three-pillars-financial-independence/ Thu, 28 Nov 2024 00:00:00 GMT Wealth Three numbers to track on a financial independence journey. Your financial snapshot. Add up your assets and subtract your debts. https://anj.am/thinking/building-without-guru-rituals/ https://anj.am/thinking/building-without-guru-rituals/ Tue, 20 Aug 2024 00:00:00 GMT Work & Life Every successful founder, apparently, has a morning routine. A cold plunge. A gratitude journal. Fifty books a year, or a week, depending on who you ask. https://anj.am/thinking/second-innings/ https://anj.am/thinking/second-innings/ Tue, 16 Apr 2024 00:00:00 GMT Genesis On the last working day of March 2024, I decided to conclude the first innings of my life. In cricketing terms, I declared the innings and remained not out. https://anj.am/thinking/assets-before-lifestyle/ https://anj.am/thinking/assets-before-lifestyle/ Tue, 21 Mar 2023 00:00:00 GMT Wealth Assets before lifestyle. By assets here, I mean things that help you earn or build wealth. Not simply a more expensive version of something you already own. https://anj.am/thinking/life-gap-analysis/ https://anj.am/thinking/life-gap-analysis/ Wed, 26 Oct 2022 00:00:00 GMT Work & Life It's easy to stay busy without ever checking whether you're moving towards anything. Most weeks disappear into whatever is loudest. The inbox. The diary. Whatever demands your attention next. https://anj.am/thinking/number-one-skill/ https://anj.am/thinking/number-one-skill/ Thu, 29 Sep 2022 00:00:00 GMT Work & Life The most useful digital skill I have is knowing how to find information. It is the skill I use most, day in, day out. It has changed my life and played a big part in getting me where I am. https://anj.am/thinking/circumstances-matter/ https://anj.am/thinking/circumstances-matter/ Fri, 28 Jan 2022 00:00:00 GMT Work & Life People regularly ask which decisions had the biggest impact on my career. The best decision I made was to leave my business and take a job. https://anj.am/thinking/financial-hygiene/ https://anj.am/thinking/financial-hygiene/ Fri, 10 Sep 2021 00:00:00 GMT Financial agency Financial health is your overall financial wellbeing, security and stability. Financial hygiene is the actions and habits that affect it. https://anj.am/thinking/the-garage/ https://anj.am/thinking/the-garage/ Tue, 09 Jun 2020 00:00:00 GMT Genesis My dad's garage was the cradle of my entrepreneurial keera (bug). It may not have been born there, but it was definitely raised, nourished and developed there.